xk44 Terms & Conditions — Platform Usage
What You Should Know First

Xk44 (hereinafter referred to as the "Platform" or "we") is an online gaming service operating under an international license. These Terms and Conditions ("Terms") apply to all services, games, promotions, and transactions on xk44.

Xk44 reserves the right to modify these Terms at any time. Continued use of the platform after any changes constitutes acceptance of the updated Terms. We recommend checking this page regularly.

• These Terms apply solely to xk44's official website and app.
• Xk44 is not responsible for any transactions made through third parties.
• Terms are available in both English and Bengali; in the event of a dispute, the English version shall prevail.
• These Terms are governed by international commercial law.

When registering on xk44, you must provide accurate and up-to-date information. Accounts created with false information may be suspended or terminated at any time, and associated funds may be forfeited.

Each individual may register only one account. Opening multiple accounts under the same name, on the same device, or from the same IP address is strictly prohibited — if detected, all associated accounts will be closed.

• You must provide your correct name, date of birth, and contact details at the time of registration.
• Keeping your account password confidential is entirely the user's responsibility.
• Transferring, selling, or renting an account to another person is strictly prohibited.
• KYC (Know Your Customer) verification is mandatory in cases of suspicious activity.
• If identity verification is not completed within 30 days of registration, withdrawal limits may be imposed.

Xk44's services are strictly for individuals aged 18 and above. Use of this platform by minors is completely prohibited and will result in permanent account closure if detected.

A copy of a government-issued ID may be requested at any time to verify the date of birth provided during registration. If age-related information is found to be false, all funds in the account will be forfeited.

Deposits and withdrawals on xk44 are supported through Bangladesh's major mobile banking services, including bKash, Nagad, and Rocket. The minimum deposit amount is BDT 500 and the minimum withdrawal amount is BDT 1,000.

Withdrawal requests are generally processed within 24 to 72 hours. However, this may take longer if KYC verification is incomplete or if suspicious activity is detected.

• The deposit and withdrawal methods must match (e.g., if you deposited via bKash, your withdrawal will be returned to bKash).
• Funds may be held if money laundering or fraudulent activity is suspected.
• Fees charged by banks or mobile operators are outside xk44's control.
• Daily withdrawal limits are determined based on your account tier.
• Before making your first withdrawal, the deposit amount must be wagered at least once.

Xk44's bonus program is among the most rewarding on gaming platforms in Bangladesh. However, every bonus is subject to specific wagering requirements.

• Welcome Bonus: 150% bonus on your first deposit, up to BDT 15,000. Wagering requirement: 30x.
• Weekly Reload: 30% reload bonus every week. Wagering requirement: 20x.
• Monthly Cashback: 10% cashback on monthly net losses, with no wagering requirement.
• VIP Bonus: Exclusive bonuses based on VIP tier. Details VIP page View.
• Each bonus can be claimed once only; claiming bonuses across multiple accounts is strictly prohibited.
• Bonus balance cannot be withdrawn directly; it becomes withdrawable only after the wagering requirements have been met.
• Bonuses are generally valid for 30 days; expired bonuses will be cancelled automatically.

The outcome of all games on xk44 is governed by an RNG (Random Number Generator) and is regularly audited by independent third parties. The RTP (Return to Player) rate for each game is displayed within the game interface.

• If a technical error occurs affecting a game's outcome, the round in question may be voided.
• The use of bots or automated software is strictly prohibited.
• The game provider's own terms and conditions may also apply.
• Bets in Sports Betting are not accepted before the official result is announced.
• Xk44 is not liable for the loss of any ongoing game or bet due to an internet disconnection.

Xk44 places responsible gaming at the top of its priorities. We believe gaming is a form of entertainment — not a way to solve financial problems.

The following security measures are in place for users on our platform:

• Deposit Limit: You can set daily, weekly, or monthly deposit limits.
• Self-Exclusion: You may request a temporary suspension of your account for a set period.
• Cooling-Off Period: You may take a break ranging from 24 hours up to 6 weeks.
• Reality Check: Periodic reminders showing your session duration and spending activity.

For more details, visit our Responsible Gaming View page.

Xk44 takes the privacy of its users seriously. Our privacy policy is GDPR-compliant and follows international data protection standards.

• Personal information is used solely for service delivery and security verification purposes.
• Personal information is never sold or rented to third parties.
• Information may be disclosed to relevant authorities when required by legal obligation.
• All data is protected with 256-bit SSL encryption.

For more details, visit our Privacy Policy Read.

Xk44 reserves the right to suspend or permanently close any account at any time for the following reasons:

• Registering with false information or committing fraud during KYC verification.
• Operating multiple accounts.
• Abuse of the bonus system.
• Use of bots or hacking tools.
• If found to be a minor.
• Suspected money laundering or illegal activity.

Upon account closure, verified funds will generally be returned within 30 business days; however, funds may be forfeited in cases of the violations outlined above.

For any dispute or complaint, please contact our customer support team first. We aim to resolve all complaints within 7 business days.

• If a complaint is not resolved within 90 days of submission, third-party mediation will be sought.
• In disputes regarding game outcomes, the game provider's logs shall be considered the final evidence.
• The right to appeal to the licensing authority is reserved in the event of financial disputes.